Can You Finance Used Cars?

Classic KIA is a trusted name for many people looking for a new car in the Kenosha area. But we’re also mindful that several folks find pre-owned KIA models a better fit, and if you’re one of them, you should know that we have you covered.

Cost is a prime factor that drives the choice to a used car. There’s less depreciation to worry about, insurance is lower, and so are many of your fees. But what do you do when even a used car, smart buy though it may be, seems just slightly out of reach?

 

Financing a Pre-Owned Car

When most of us think of auto loans, we think about financing a new car. You should know that it’s just as easy to finance a pre-owned vehicle through the professionals at the finance department at your Waukegan KIA dealership.

The process is much the same as it would be if you were purchasing or leasing a new car. Your interest rates will be calculated based on your credit score, so it helps to know your credit score before you get started. If you don’t have a credit score to speak of yet — one reason many people buy used in the first place — you should know that we work with a number of lenders besides KIA Financial Services. That diversity also happens to be a help if your credit has taken some dents and dings over the years.

A few other fundamentals also apply. We’ll need to have proof of identity and income, proof of residence, and if you have a current vehicle to trade in, we’ll need to see its registration and title.

 

Apply for an Auto Loan Today

We take pride in serving our neighbors from Gurnee, Kenosha, and the surrounding areas. One thing you should know is that buying used should never mean a subpar car, nor should it mean subpar support and service. We’re committed to helping you find the right vehicle at a price that’s the right fit for your finances. You can get started on both of those things right on our website.

It’s all part of our commitment to giving our customers a happy, stress-free buying experience, whether you’ve chosen to finance a new KIA Soul, a certified pre-owned KIA model, or something from a make and model other than the KIA brand. We invite you to visit Classic KIA at 425 North Green Bay Road in Waukegan, IL and see what used car buying should be.