Tips to Save Money on Car Insurance
In our last blog post, we explained what car insurance is and what its purpose is. We also mentioned that every state except New Hampshire requires motorists to carry automobile insurance. Since the vast majority of drivers in the nation are legally required to have car insurance, we thought it would be a good idea to share some tips about how you can save money on the coverage you need.
Whether you drive a 2016 Kia Soul, a new Kia Soul or another vehicle altogether, it’s likely you can save money by bundling your current insurance policies with one insurer. Many insurance companies offer discounts on car insurance if you have more than one policy with the same carrier. If your homeowners policy is with one company and your car insurance is with another, consider moving one of your policies so that both of them are with the same carrier.
You can often lower your auto insurance premium by raising your deductible. Your deductible is the amount of money you’ll pay out of pocket before your insurance policy kicks in. As a general rule, your premium will be lower the higher your deductible is. You should only consider raising your deductible if you can afford to pay more out of pocket comfortably.
While you may already know that your credit score will influence your ability to qualify for financing when you apply for a loan or lease at our Waukegan, IL Kia dealership, you may be surprised to learn that your credit score also influences your car insurance premium. Research shows that people with poor credit are more likely to file insurance claims. For this reason, people with poor credit typically pay more for auto insurance. To keep your car insurance premium as low as possible, maintain a good credit score.
For more tips to save on car insurance, contact Classic Kia now.
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The 2019 Kia Sorento Has Plenty to Offer
If you’re familiar with the pre-owned Kia cars at our location, then you know that they offer many benefits that you can’t enjoy when you purchase a new vehicle. Lower insurance premiums and registration fees are just two of the benefits you’ll typically enjoy when you buy a previously owned automobile.
While you won’t get certain benefits when you buy or lease a brand-new Kia vehicle, some automobiles have so much to offer that you simply won’t care. And the 2019 Kia Sorento is one such vehicle.
The refreshed Kia Sorento is a three-row crossover that’s responsive, comfortable, and loaded with sought-after features. The Kia Sorento has standard seating for up to seven passengers and the crossover is available with either front- or all-wheel drive. The comfy crossover is offered in the following nice-looking trims: L, LX, EX, SX, and SXL.
When you visit our Kia dealership near Kenosha, WI, you’ll see that every higher trim will have more standard features than the trims before it. While that’s the case, even the base model is still well-equipped. On the L trim, you’ll find a 3.5-inch display, a seven-inch touchscreen, Apple CarPlay™, Android Auto™, a rearview camera, Bluetooth™ connectivity, a USB port, and keyless entry.
If you step up to the LX trim, your crossover will have the same standard features that are on the base trim along with two more USB ports, a blind spot monitor, and a rear cross-traffic alert. The EX model adds rear parking sensors, keyless ignition, a programmable, power liftgate, roof rails, and heated front seats while the SX trim comes with a wireless phone charger, a panoramic sunroof, and front parking sensors. A 360-degree camera, heated second-row seats, and Nappy leather upholstery are just some of the additional features you’ll see on the top trim.
To see what else the new Kia Sorento has to offer, visit Classic Kia today!
Car Insurance Basics from Classic Kia
When it comes to car ownership, buying the car is only a piece of the puzzle. Here at Classic Kia, your Kia dealer serving Kenosha, WI, we want to help out in as many ways as possible. One such way is explaining about car insurance.
Car insurance is a comprehensive term for what is actually a variety of coverages. Its purpose is that in the event of an accident, there is a financial safety net to cover (or help cover) the damages. Different coverages will give you different areas of protection.
In the overwhelming majority of America, car insurance is more than a mere suggestion. In fact, every state but one requires a form of auto insurance and even the state that doesn’t (New Hampshire if you’re curious) still requires proof that you can financially handle repair costs should they arise. While you do need coverage, you aren’t required by law to have all of them. Typically, only Liability insurance is mandatory. Liability provides coverage in cases where you cause damage to others. In order for your coverage to be considered ‘full’, you’ll need Collision and Comprehensive – protection against auto accidents and protection against most other kinds of damage respectively. Despite this being considered full coverage, there are several more additional types of coverage you could employ.
As you can imagine, the more coverage you have, the more you’ll have to pay month to month. While this can make it tempting to only opt for the legally required coverage, it may not be as frugal of a decision as you may think. You will definitely save monthly. But, should you find yourself with a damaged vehicle, the cost of extensive repairs can be staggering without insurance.
When you buy a 2018 Kia Soul here at Classic Kia, you’ll have a lot of auto insurance options to choose from. If you ever have any questions, we are here to help!
Spring Cleaning Tips for Your Kia Vehicle
Spring is just around the corner. Now is the perfect time to provide your car with some seasonal attention to get it ready. Here at Classic Kia in Waukegan, IL, we have a few tips on how to get your car spring ready.
Cleaning
Winter can be hard on your car. Now is the perfect time to wash away all the salt and dirt that may have accumulated over the past few months. A good cleaning won’t just help your 2018 Kia Sportage look good, it will protect it from erosion and rust. A wax will provide additional protection for the months ahead.
Floor mats take a beating during the winter as well, so don’t forget to clean out your interior as well. If you’re a person who uses cup holders for storage, placing cupcake liners in the cup holder can make cleaning them effortless.
Maintenance
There are a few areas you’ll want to focus on when you think about spring maintenance. Firstly, make sure your windshield wipers are in good condition. Spring is known to be a rainy season and you’ll want to make sure your wipers are prepared to get you through it.
Second, you should focus on your wheels. The winter can have a devastating effect on roads. Harsh roads can throw off your car’s suspension and alignment. More importantly, be sure to ensure the condition of your tires. Improperly inflated or damaged tires can be extremely dangerous. Make sure your car is checked for both tire pressure and tread depth.
You can take care of all these issues when you come into our Kia service center near Waukegan, IL at Classic Kia. We hope you enjoy this upcoming spring, and having a car that’s ready to go will no doubt help in that endeavor.
How Often Should You Wash Your Car?
A clean car is a happy car. There is more truth to that then you might realize. Here at Classic Kia, your Kia dealership near Kenosha, WI, we want you to know that keeping your car clean should be part of your regular maintenance routine. Letting it go too long without a wash can cause problems down the line.
Cleaning your car is not just a reactive measure to make it look nice when it’s dirty. Particulates in the air or rain or snow can have a damaging effect on your car’s exterior over time. Prolonged exposure can lead to rust and erosion.
A great jumping off point for keeping your car clean would be to wash it every other week. However, exactly how often you should wash it comes down to a couple key factors.
Location – If you live near an ocean there is going to be more salt in the environment. Because salt is particularly harmful, you should probably wash your car weekly.
Parking Space – If your car spends a majority of its downtime in a garage it is less likely to come into contact with harmful substances and therefore can go longer without a wash.
Your primary concern is mitigating your cars exposure to damaging substances. Some of them are more obvious than others, which is why regular washes are a good idea, even if your car doesn’t look dirty. If you decide to wash it yourself, be sure to use a soap dedicated to car washing. Other soaps can do more harm than good. Also, try to keep up with twice yearly wax coats to add even more protection to your car.
When you buy a great car like the 2018 Kia Soul from us here at Classic Kia, we want it to have the longevity you expect. Proper maintenance is the way to make that happen and regular car washes is part of that process.
New Tech Features in Kia Models
As your Waukegan Kia auto dealers, Classic Kia takes pride in bringing you vehicles with cutting-edge technology. That is why we’d like to let you know about the new tech features to look out for in 2018.
Remote Start Apps
The advancement and proliferation of onboard computers in cars have allowed for much better integration with smartphones. Cars can be unlocked, lights activated, the engine itself can now be turned on all from an app on your phone. You could say goodbye to clunky keychains, and never have to worry about locking your keys in your car again.
Self-Driving
Assisted parking and autonomous emergency braking have largely become industry standards. It has all been leading towards self-driving technology that is closer to becoming a commercial reality than ever before. Imagine being able to eat breakfast or review the days work while you safely move through traffic. You may not have to imagine it for much longer.
Steering Collision Avoidance
A further sign that self-driving cars are closer than you may think is the addition of steering collision avoidance. This system takes forward collision warnings and even autonomous emergency braking to another level. The vehicle will react and move on its own to circumvent a possible accident.
Wireless Charging
When you consider how much mileage we get out of our phones these days, keeping them charged becomes extremely important. While most vehicles have outlets you can plug a charger into, some vehicles are skipping the middle man and providing platforms that will charge your phone wirelessly. It may not be as dramatic as a car driving on its own, but it sure is handy.
Take a look at the 2018 Kia Sportage here at Classic Kia. We’d be happy to inform you of all the tech features currently available and waiting just over the horizon.
Auto Show Offerings
With a new year comes a new round of vehicles from Classic Kia in Waukegan, IL. The best place to get a look at what Kia cars will be rolling out in 2018 is at an auto show.
Car Buying Myths
There’s nothing like a new year to bring about the desire for a new car. At Classic Kia serving Kenosha, WI, we understand the complexity of the car-buying process. We also know that there is a lot of incorrect information out there. That is why we want to apprise you of a few common car buying myths that should be avoided.
The Benefits of Buying a Used Car
As your Gurnee, IL Kia auto dealers, we here at Classic Kia want our customers to know about all the tools at your disposal when it comes to buying your next car. That is why we think it’s important that you know the merits of both buying new and used.
Emergency Items to Keep in Your Car
It’s impossible to know what life will throw your way. That’s what makes it so important to be as prepared as possible in case things go south. At Classic Kia, your Waukegan, IL Kia dealership, there are a few items we suggest you keep in your vehicle that will come in handy in case of an emergency.
Warranties include 10-year/100,000-mile powertrain and 5-year/60,000-mile basic. All warranties and roadside assistance are limited. See retailer for warranty details.